Financial Tools

HDB Loan Calculator

Estimate your monthly housing loan repayment and see how partial repayments could affect your total interest and repayment period.

Step 1

Loan details

Enter the financing details for the property.

Loan input method

Step 2

Partial repayments

Add optional lump-sum repayments during the loan. Repayments are applied after the scheduled monthly instalment at the selected time.

Add repayment
Optional

Leave this section empty if you do not plan to make any partial repayments.

Ready to calculate?

Review your loan details and optional partial repayments before calculating.

Calculate loan

Results

Loan summary

Compare the original repayment schedule against the effect of your partial repayments.

Original

Original loan

Monthly instalment
Total interest
Loan tenure
Revised

With partial repayments

Current monthly instalment
Total interest
Estimated loan tenure
Interest saved
Time saved
Total partial repayments

Repayment schedule

Amortisation schedule

View how each monthly payment is divided between principal and interest.

Month Opening balance Monthly payment Interest Principal Partial repayment Closing balance
Enter your loan details and calculate to view the schedule.